KRA Statutory Deductions Calculators | PAYE, NSSF, SHIF, Housing Levy | KE Offers
KE Offers · Statutory Deductions Desk

Know exactly what KRA takes before payday.

KRA statutory deductions calculators for Kenya cover every mandatory payroll deduction in one place — PAYE, NSSF, SHIF/NHIF and the Housing Levy. Tap a card, enter your gross pay in Kenya Shillings, and watch your payslip build itself. Free, instant, no sign-up.

4Calculators
2026Rates in force
KShsCurrency
KShs
KShs
KShs
Taxable pay = Gross pay − SHIF − Pension − Mortgage − Housing Levy. Untick SHIF or Housing Levy to leave them out. Income tax is charged on the taxable pay, then personal relief is subtracted to get your PAYE total.
Gross payKShs 0.00
SHIFKShs 0.00
Pension contributionKShs 0.00
Mortgage interestKShs 0.00
Housing LevyKShs 0.00
Taxable payKShs 0.00
Income taxKShs 0.00
Personal relief- KShs 2,400.00
P.A.Y.E totalKShs 0.00
Pay after taxKShs 0.00

Estimate only. Pay after tax = Taxable pay − P.A.Y.E total.

PAYE bands — effective 1 July 2023

Monthly taxable income (KShs)Rate
0 – 24,00010%
On the next 8,33325%
On the next 467,66730%
On the next 300,00032.5%
Above 800,00035%
KShs
KShs
NSSF deductions are pre-tax — they reduce taxable income before PAYE is applied. Rates shown are the graduated tiers under the NSSF Act, 2013.
Tier I (employee)KShs 0.00
Tier II (employee)KShs 0.00
Total employee contributionKShs 0.00
Employer contribution (matched)KShs 0.00
Voluntary top-upKShs 0.00
Total monthly savingsKShs 0.00

Total monthly savings = employee + employer + voluntary. Only the employee portion is deducted from your pay.

NSSF contribution rates

KShs
SHIF replaced NHIF under the Universal Health Coverage reforms. It applies to every Kenyan resident, whether formally employed, self-employed, or unemployed.
Gross payKShs 0.00
SHIF contributionKShs 0.00

Employers remit this to the Social Health Authority through the KRA online portal on your behalf.

SHIF contribution rates

KShs
Effective July 2023, the levy is 1.5% of gross salary from the employee, matched by a further 1.5% from the employer, under the Finance Act 2023.
Gross payKShs 0.00
Employee contribution (1.5%)KShs 0.00
Employer contribution (1.5%)KShs 0.00
Total remitted to KRAKShs 0.00

Only the employee's 1.5% is deducted from your pay; the employer's 1.5% is a separate cost to your employer.

Housing Levy rate

EmployeeEmployer
1.5% of gross pay1.5% of gross pay

These calculators are for informational and educational purposes only and do not constitute tax or financial advice. Figures are based on publicly available KRA, NSSF and SHA guidelines current as of 2026. Rates and bands may change — consult a licensed tax professional or the official KRA, NSSF and SHA portals for your exact obligations.

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